After the devastating flooding in Texas, many Kerr County residents have been displaced and are dealing with partially or entirely destroyed homes. In the attempt to recover and reestablish homes in central Texas, Secretary Scott Turner from the U.S. Department of Housing and Urban Development (HUD) is providing foreclosure relief to over 900 single-family homes. 

“Secretary Scott Turner announced a 90-day foreclosure moratorium on Federal Housing Administration (FHA)-insured single-family mortgages in the areas of Kerr County, Texas, devastated by continuing severe storms, straight-line winds, and flooding that began July 2, 2025,” declared the HUD.

“Our hearts break as we witness the catastrophe unfolding in Texas,” Turner remarked in the announcement. “The flash floods have claimed the lives of more than 100 Americans and displaced countless others. It is an unfathomable tragedy, and HUD will continue to provide resources and support as we pray for the Texas Hill Country community.”

The foreclosure moratorium prevents mortgage servicers from foreclosing on houses for 90 days after the president made a disaster declaration. President Trump approved a major disaster declaration for Texas on July 6. This means that residents with FHA-insured single-family mortgages have until Saturday, October 4, to make their payments. The announcement further offered assistance to those struggling to make their mortgage payments. This included housing counseling as well as loans to repair, reconstruct, or replace their homes.

Joining “Washington Watch with Tony Perkins” on Thursday, Turner discussed the other ways in which HUD is seeking to help those devastated by those floods, particularly in its partnership with faith-based institutions.

“[We’re] working with our local partners, the whole of government from a federal, state, and local standpoint, working with faith-based institutions to make sure that we’re serving people on the ground — those that are doing the search and rescue and those that have been impacted by the floods — to make sure that we’re providing shelter, food, counseling, family assistance,” Turner explained. “And so, HUD is here now, but we’ll also be here for the long haul. And when I tell you that we have a group of people that really care, I do mean that. And so, we’ll be here until the end to make sure that people's lives and homes are rebuilt.”

Turner praised the faith-based organizations that have continued to respond to the floods. He also recognized their importance during the California fires and other natural disasters.

“[We’re] working with … nonprofit organizations also in North Carolina, like the Samaritan’s Purse and others who are working to serve people who have been impacted by these natural disasters,” Turner recalled. “I was speaking at a pastors’ roundtable there in North Carolina, where churches literally came together to feed those who [were] without food, to give water to those who are in need, to give clothing to [them]. One church even started a small bank to give micro loans to people to restart their businesses. And so, the faith-based institutions are the ones that have their hands to the plow and their feet on the ground, that are actually doing the work.”

Turner mentioned how important it was to him, as a former Baptist pastor, to partner with these organizations already at work, so the government could better serve the American people.

“At HUD, we want to make it better and more attractive to work with our partners on the ground, to work with faith-based institutions, to bring about real results for the people in America that have been impacted by these natural disasters,” Turner insisted. “It’s a devastating situation, as we all know, just the loss of life … But I’m reminded of the resiliency of the people of Texas and the faithfulness of God, even in the valley. … We will look to God. We will look to Christ for wisdom. We will look to him for strength and clarity. Because as we put our hands to the plow, we’re doing it in the name of the Lord Jesus Christ, to serve those he’s called us to serve.”

Evelyn Elliott serves as an intern at Family Research Council.